insurance

hello everyone. hope the holiday season is treating everyone well. I have a question about insurance for film. I have been looking up some companies but found that there are sooooooooo many types of insurance that I am so lost. :huh: Any words from you wise folk to help me sort through the many kinds would be kindly appreciated, starting with "what insurance can I just not be without" (just to mention, we are shooting on Super 16 with a low budget but not super super low)

Thanx everyone and happy new year ;) .
 
You will need a $1 million dollar liability policy (to get your permits) and equipment insurance for the value of the equipment. Everyone charges the same because they are all ageabts for the same insurance company (from what I've researched), however, some companies charge a "policy" fee. I use a company that does not charge the policy fee, and the broker is very good, you can call him anytime and he will fax the policy to the rental houses immediately, etc. PM me for his info.
 
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