I'M GUESSING, but...
Like ANY insurance policy, you will ONLY be covered for non-fraudulent claims.
If
nothing happens, then nothing happens and it's a relative small expense compared to a great expense if something "unfortunate" did happen.
If something
does happen, and the insurance people find out there was
a fraudulent representation of the risk they were assuming to insure your project as described in good faith by you to them then that's the single excuse they need to invalidate your entire policy, make no disbursement for whatever expenses you've incurred, and still keep your payment.
So, what's even the point of having insurance if it's potentially worthless the only time you'd need it?
That's just spending money to be spending money.
Just... give it to me, instead.
Cheat where you can, but not on this.
Call 'em.
Ask 'em.
Make sure they know what's what so that they can adjust your quote accordingly.
You're making a short.
It's an airsoft pistol.
It'll be on set, inside or out, for surely no more than one to two hours.
There's no "firing" going on outside.
Only an adroit walk from the SUV to the entry door, followed by an deft pursuit through the rooms to the kitchen.
Two scenes.
That's it.
Make a phone call & a professional resource friend every opportunity you can.
GL & GB
